Products / Cross-Border Payments

Multi-rail cross-border payments, with compliance built in.

CoreFi routes cross-border transfers across stablecoin rails and traditional payment networks (SEPA, SWIFT and supported local schemes), with compliance screening and end-to-end tracking on every payment.

Why CoreFi

Multi-rail routing with compliance built in.

CoreFi routes cross-border payments across stablecoin and bank rails on a single platform, with compliance screening and tracking throughout the payment lifecycle. The stablecoin path operates around the clock; bank-rail legs follow each scheme's normal availability.

01

Stablecoin-rail settlement

On the stablecoin leg, transfers settle on-chain without traversing correspondent banks. Bank-rail legs follow each scheme's normal settlement timing.

02

Transparent pricing

Flat, per-transaction pricing disclosed up front. Cost reductions versus legacy correspondent banking depend on corridor and counterparty configuration.

03

Around-the-clock stablecoin path

The stablecoin leg operates continuously, including outside banking hours and weekends. Bank-rail legs follow each scheme's normal availability.

Capabilities

One platform across rails, currencies and controls.

Multi-rail processing

Configurable routing across stablecoin rails, SEPA, SWIFT and supported local schemes, with fallback paths between rails.

FX conversion

FX execution across supported currency pairs, with rates from configured liquidity providers.

Compliance screening

Automated sanctions and PEP checks per transaction, with adverse-media integration via configured providers, and real-time risk scoring.

End-to-end tracking

Full visibility from initiation to final settlement, with webhooks, status APIs and a tracking dashboard.

How it fits together

Routing, rails, compliance — one platform across corridors.

CoreFi separates the routing brain from the underlying rails so that pricing, screening and reconciliation stay consistent across every corridor.

Operator & client surfacesOperator console, customer APIs, white-label portals and embedded payment journeys.
Routing engineCorridor-aware routing across stablecoin and bank rails, FX execution and fallback logic.
Stablecoin railOn-chain leg with configured stablecoin counterparties, on-/off-ramp partners and treasury controls.
Bank railsSEPA, SWIFT and supported local-scheme connectors, with idempotent submission and end-to-end status tracking.
Compliance & monitoringSanctions and PEP screening with adverse-media integration, transaction monitoring hooks and case management.
Built for AI agents

Routing, compliance and reconciliation — agent-prepared, human-approved.

Cross-border payments are corridor-specific and exception-heavy. CoreFi exposes typed agent tools so AI workflows operate inside the same controls as the operating institution's payments team.

Routing Agent

Proposes the optimal rail mix per corridor based on configured liquidity, cost and SLA targets. The operating institution's treasurer approves any change to default routing policy.

Compliance Agent

Drafts case files for screened transactions and queues remediation workflows, with SAR/STR extract tooling on the roadmap. The compliance officer reviews and decides every case.

Reconciliation Agent

Matches outgoing and incoming legs across rails, flags exceptions and drafts customer notices for delays. Operations approves any client-facing communication or refund.

Buyer journeys

Three operating models CoreFi supports today.

Banks adding stablecoin rails

Credit institutions running corridor-heavy correspondent flows, layering stablecoin rails alongside SWIFT and local schemes — under their existing payments authorisation.

Authorised payment institutions

Payment institutions and EMIs running multi-rail cross-border flows, with the audit, screening and reporting evidence supervisors expect from a regulated PSP.

Marketplaces and platform companies

Platforms running mass payouts to suppliers, sellers or contractors across markets — through a licensed payment partner — with programmatic APIs and reconciled treasury.

Regulatory perimeter

Platform software for licensed payment service providers.

CoreFi is the technology layer. Authorisation to provide payment services — under PSD2 (and, where applicable, PSD3 / PSR), the E-Money Directive, the MiCA framework where stablecoins are involved, or any local equivalent — and the corresponding obligations on safeguarding, conduct, transparency, AML and supervisory reporting remain with the operating institution. The platform's screening, monitoring, audit trail and reporting feeds support those obligations; they do not replace them.

Talk to us

Map your corridor strategy to the platform.

A 30-minute working session with our solutions team. We walk through your priority corridors, your liquidity setup, your compliance posture and your operating model — and map them to a CoreFi deployment.

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