Agentic AI Cloud Core Banking

Full Lifecycle Banking, built for the AI era.

Core banking, digital onboarding, digital lending, CorefAI Banker and white label experiences on one modular platform, governed by permissions, policies, human approvals and audit.

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  • Real-time core banking
  • Headless, API-first
  • Governed AI workflows
  • European compliance foundation
CoreFi control plane Example request
CorefAI Banker proposes Disburse an approved loan to the customer's account
  1. PermissionAgent role and scope allow disbursements
    Allowed
  2. Policy gateLimits, exposure and AML rules evaluated
    Passed
  3. Human approvalMoney moves only after a credit officer signs off
    Approved
  4. Audit trailContext, tool calls and decision logged immutably
    Recorded
  5. Core ledgerPosted in real time to the system of record
    Posted
The model proposes. CoreFi enforces.
Operating since 2018 across two continents

Verified scale from production deployments.

Every figure reflects live CoreFi deployments. We publish what we can prove and replace estimates with evidence as customers go live.

  • 6Live geographies: Italy, Spain, France, Argentina, Chile, Bolivia.
  • 20+Production deployments across banks, lenders and fintechs.
  • 200k+End-customer accounts running on CoreFi rails.
  • 99.9%Platform uptime measured against operational SLOs.
  • 8–10 wksAverage go-live for a first banking journey on CoreFi.
  • HundredsEcosystem integrations across KYC, payments, scoring and data.
One modular platform

Five products. One governed core.

Adopt CoreFi by capability, not by big-bang replatform. Every product shares the same real-time core, permissioned APIs, audit trail and governed AI control plane, so what you launch first scales into the rest.

The core

Core Banking

Real-time ledger, accounts, wallets, products and event streams, with workflow guardrails built into the transaction path.

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Digital Onboarding

KYC, AML, document and consent journeys that turn intent into activated, fully audited accounts.

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Digital Lending

Eligibility, decisioning, offers, disbursement and servicing as a service, with human approvals where they matter.

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CorefAI Banker

A governed AI banker that assists onboarding, lending and servicing inside permissions, policy gates and audit.

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White Label

Branded web and mobile experiences for retail, business and embedded customers, all on the same core.

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How CoreFi works

One governed platform across the full banking lifecycle.

Acquire, verify, open, lend, service and grow: every banking moment runs through one control plane, where the same permissions, policy gates, human approvals and audit apply before anything touches the core or a connected service.

  1. AcquireBranded web and mobile journeys bring customers in.White Label
  2. VerifyIdentity, KYC, AML and sanctions screening.Digital Onboarding
  3. OpenAccounts and wallets activated with consent on record.Digital Onboarding
  4. LendEligibility, decisioning, offers and disbursement.Digital Lending
  5. ServicePayments, servicing and support, with agents assisting.CorefAI Banker
  6. GrowNew products launched on the same core and data.Core Banking
Governed control plane
  • Permissions
  • Policy gates
  • Human approvals
  • Audit trail
CoreFi core
  • Real-time ledger
  • Accounts and wallets
  • Products
  • Event streams
Connected ecosystem
  • KYC
  • Payments
  • Scoring
  • Data
  • Open banking
CoreFi Ecosystem

Connected to the banking partners your institution already trusts.

Specialist partners across cloud, identity, decisioning, open banking, compliance, data and modernization.

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Customer proof

Direct lending, run on CoreFi without rebuilding the back office.

A regulated financial institution ran a growing direct-lending book on CoreFi without building a servicing team or a loan-management stack. CoreFi ran the platform and servicing; the institution kept the customer relationship and every approval.

Read the full outcome
  • ~40%Less time spent on loan-servicing tasks across the team.
  • ~35%Lower operational cost of servicing under predictable pricing.
  • ~25%Fewer late-payment incidents after automated detection.
Built for control, not unsupervised automation

The control plane every regulator and risk officer expects.

Agents are productive only when they cannot bypass policy. CoreFi treats permissions, audit and human approvals as primitives, not features added after launch, and stays model-agnostic so your AI stack is never locked to one vendor.

  • Permissions & RBACEvery API call, agent action and operator step is permissioned by role and scope.
  • Policy checksLimits, thresholds and rules evaluated before any state change in the core.
  • Audit trailImmutable log of context, prompts, tool calls, decisions and approvals.
  • Human approvalsBuilt-in human-in-the-loop on the actions that move money or risk.
  • AML, KYC & sanctionsScreening, monitoring and case management integrated end-to-end.
  • Operational resilienceSLOs, runbooks and incident management aligned with EU resilience expectations.
Visit the Trust Center Security & Compliance
Ready to build AI-governed banking operations?

Request a platform demo.

A live walk-through of the core, the products and the control plane: with your team, on your journey, against your numbers.

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