Agentic AI Banking Infrastructure
Banking infrastructure for the Agentic AI era
Launch modern banking products and automate regulated workflows with a real-time core, secure APIs and AI agents governed by permissions, policies, audit trails and human approvals.
Real-time core banking
Headless, API-first
Governed AI workflows
European compliance foundation
CoreFiSystem of record + governed agent control plane
Onboarding AgentKYC, AML, consents and document checks.
Credit AgentEligibility, scoring, offer optimization.
Operations AgentExceptions, queues and human approvals.
Service AgentCustomer support and account servicing.
Where Agentic AI becomes banking operations
Five agent roles. One governed banking core.
CoreFi turns agents into operators of regulated workflows — through permissioned APIs, policy rules, audit trails and human approvals. They assist; CoreFi controls. Each card pairs the operational problem with the agent action and the control that keeps it safe.
01
Onboarding Agent
Problem. Manual KYC and AML reviews stall account opening and inflate cost-per-acquisition.
Agent action. Collects identity data, runs screening, prepares document checks and packages exceptions for review.
Control. Consent capture, policy gates and human approval before any account is opened or funds move.
02
Credit Agent
Problem. Credit decisions span scoring engines, bureau data, documents and committee policy — too slow, too fragmented.
Agent action. Assembles eligibility context, drafts an offer, simulates terms and routes the file for approval.
Control. Risk thresholds, model boundaries and approver routing enforce policy on every decision the agent prepares.
03
Service Agent
Problem. Customer requests get stuck across channels, with no single view of account, transactions and entitlements.
Agent action. Resolves balance, statement, dispute and self-service requests grounded in the live ledger and CRM.
Control. Authentication, role-based access and redaction stop sensitive data leaving the governed perimeter.
04
Operations Agent
Problem. Exceptions, reconciliations and back-office queues consume capacity without ever reaching customers.
Agent action. Triages exceptions, suggests resolutions, prepares reconciliations and orchestrates back-office workflows.
Control. Operator handoff, dual-control approvals and full audit trail on every state change in the core.
05
Compliance Agent
Problem. AML, transaction monitoring and regulatory reporting depend on evidence stitched across teams and tools.
Agent action. Continuously reviews alerts, drafts case files, gathers evidence and prepares regulatory submissions.
Control. Compliance officer sign-off, immutable evidence logs and segregated duties before any filing leaves the bank.
+
Custom agents on the same control plane
Add agents for collections, fraud, treasury or product activation — each one inherits the same permissions, policy gates, audit logs and human-in-the-loop approvals as the rest.
See how a governed agent works →From first contact to lifetime value
Acquire → Verify → Open → Lend → Service → Grow.
CoreFi connects every banking moment to the systems that make it real — lowering cost per funded account, increasing lifetime value and replacing six disconnected stacks with one operating fabric.
Acquire
Campaigns, partners and embedded channels feed a measurable activation funnel.
Verify
KYC, AML, sanctions and document checks executed under consent and policy.
Open
Accounts, wallets and product setup live on a real-time core ledger.
Lend
Eligibility, decisioning, offers and disbursement — automated, with human approvals where they matter.
Service
Account servicing, payments, statements and exception handling on a single ledger of truth.
Grow
Cross-sell, retention, new products and operational insight compound lifetime value.
One modular platform, multiple banking capabilities
Eight modules. One control plane. Pick the journey that matters first.
Adopt CoreFi by capability, not by big-bang replatform. Every module shares the same APIs, permissions, audit trail and AI workflow control plane — so what you launch first scales into the rest without re-architecting.
01
Core Banking Engine
Real-time ledger, accounts, wallets, products, event streams and workflow guardrails.
Explore →02
Customer Onboarding
KYC, AML, document and consent journeys that turn intent into activated, audited accounts.
Explore →03
Lending Automation
Eligibility, decisioning, offers, disbursement, servicing and portfolio insight as a service.
Explore →04
Headless APIs
Expose banking capabilities to apps, partners and agents through governed, permissioned APIs.
Explore →05
White-Label Channels
Branded web and mobile experiences for retail, business and embedded customers — on the same core.
Explore →06
Payments & Stablecoin Rails
Domestic, cross-border and stablecoin-denominated movement with full reconciliation and reporting.
Explore →07
Digital Asset Infrastructure
Custody, wallets, tokenization and RWA issuance integrated with the banking ledger.
Explore →08
AI Workflow Control Plane
The governance layer where agents, models, policies, approvals and audit trails meet your banking core.
Explore →Adopt CoreFi your way
Five deployment paths. Pick the one that matches your risk and pace.
CoreFi is not an all-or-nothing replatform. Banks, lenders and fintechs choose the path that fits their balance sheet, their legacy estate and their regulator — then expand on the same backbone.
Launch new
Stand up a new digital bank, lender or fintech on CoreFi end-to-end — core, onboarding, lending, channels.
For new licences, neobanks, embedded brands.Modernize one journey
Replace a single high-friction journey — onboarding, lending or servicing — and prove value before scaling.
For incumbents with constrained change windows.Run alongside legacy
Deploy CoreFi as the digital and AI layer in front of the existing core, with controlled integration.
For banks unable to retire legacy short-term.Migrate progressively
Move products, segments or geographies onto CoreFi in waves — keeping the legacy active until cutover.
For multi-year modernization programmes.Operate as managed platform
CoreFi runs the platform — infrastructure, upgrades, observability — while your team runs the bank.
For lean operators that want capability, not ops.Built for control, not unsupervised automation
The control plane every regulator, risk officer and CIO expects.
Agents are productive only when they cannot bypass policy. CoreFi treats permissions, audit and human approvals as primitives — not features bolted on after launch — and stays model-agnostic so your AI stack is never locked to a single vendor.
Permissions & RBACEvery API call, agent action and operator step is permissioned by role and scope.
Policy checksLimits, thresholds and rules evaluated before any state change in the core.
Audit trailImmutable log of context, prompts, tool calls, decisions and approvals.
Human approvalsBuilt-in human-in-the-loop on the actions that move money or risk.
AML, KYC & sanctionsScreening, monitoring and case management integrated end-to-end.
GDPR & data residencyEuropean data foundation with consent, minimization and retention controls.
Operational resilienceSLOs, runbooks, incident management aligned with EU resilience expectations.
Model-agnostic AIUse ChatGPT, Claude, Gemini or proprietary models — without locking the bank in.
Resources stay active
Insights, articles and events remain part of the growth engine.
The new structure keeps CoreFi’s existing thought leadership and event sections while making them support the new strategic narrative.
Ready to build AI-governed banking operations?
Book a platform demo. Or start with an AI workflow briefing.
Live walk-through of the core, the agents and the control plane — with your team, on your journey, against your numbers.