01
Real-time ledger
Double-entry, multi-currency, real-time balances and postings. The same record reads from the app, the partner, the operator and the agent — no batch reconciliation between surfaces.
Platform / Core Banking
A real core. Cloud-native, API-first, AI-ready.
CoreFi Core Banking is the ledger, product engine, payments and reporting platform behind the bank — the system of record everything else posts into. Built for cloud workloads, configured through APIs, ready for governed AI agents to operate alongside it.
Capabilities
The primitives a modern bank actually runs on.
Six capabilities that ship as one platform. Each is API-addressable, event-driven and configurable per institution — no separate vendor stack to glue together for the basics.
02
Accounts & wallets
IBAN-linked customer accounts, segregated wallets, sub-accounts and pots. Multi-currency native. Designed to operate under European safeguarding and e-money rules with the institution as licence holder.
03
Product engine
Configurable banking products — deposits, savings, term, lending, cards, payment instruments — without writing custom services for every variant.
04
Payments
Domestic and SEPA payments, internal transfers and connectors to partner rails. Payment routing, limits and AML screening run inside the workflow, not in a separate system.
05
Reporting & analytics
Operational, financial and supervisory reporting from the same ledger. Configurable per report and per regulator, exportable for internal review and external audit.
06
APIs & events
REST APIs and event streams for every capability above. Channels, partners and governed AI agents call the same surface — and hit the same controls when they do.
Operating model
Cloud-native. Modular. Designed to be operated.
Cloud-native deployment
Runs on AWS, Google Cloud or Azure with high availability and predictable scaling for financial workloads. Multi-region configurations available where data residency requires it.
Modular adoption
Adopt the full core or run modules — onboarding, lending, payments — alongside an existing legacy core. CoreFi can be the system of record or sit beside the one you already have.
Compliance built in
RBAC, audit trails, AML/KYC controls, transaction limits and configurable approval gates — embedded in the platform, not added through a separate compliance product.
Where AI fits
The core does not depend on AI. The AI depends on a real core.
The CoreFi core runs production banking workloads on its own — accounts, payments, reporting, the ledger. Governed AI agents sit in the workflow layer above it: they retrieve context through the same APIs, propose actions and route to humans when policy says so. The system of record never gets a free hand from a model.
Run banking on a core built for the cloud and the API era.
We will walk you through the ledger, the API surface and the deployment paths — full core, side-core or single module — and map them to your business.