Open an account
POST /v1/accounts — create a customer, multi-currency account or wallet linked to an IBAN, with the product configuration and KYC state attached.
Platform / Headless Banking
One banking core. Many channels. One control plane.
CoreFi separates the system of record from the surfaces that consume it — apps, portals, partner journeys, embedded finance products and AI agents. Every channel calls the same APIs. Every API call passes through the same permissions, policy gates and audit log.
Architecture
Composable surfaces. Governed banking core.
Headless banking lets institutions ship better customer experiences without duplicating core logic or bypassing controls. CoreFi exposes capabilities through five layers, each with its own role and its own boundary.
ChannelsMobile and web apps, customer and admin portals, partner journeys, branch tools, embedded finance experiences, AI conversational surfaces.
AI Workflow LayerGoverned agents that retrieve context, plan actions, hit policy gates and route to humans — Onboarding, Lending, Treasury, Compliance, Customer Service.
CoreFi APIsAccounts, wallets, ledger, payments, lending, onboarding, documents, cases — REST + events, scoped per role, per partner and per agent.
Core Banking EngineReal-time double-entry ledger, product engine, payments and reporting — the system of record everything posts into.
Compliance & Audit Control PlanePermissions, consent, policy rules, AML/KYC checks, transaction limits, approval gates and the immutable audit trail across every workflow.
API examples
The same APIs for your apps, your partners and your agents.
Five examples of CoreFi banking APIs. The contract does not change whether the caller is a mobile app, a partner integration or a governed AI workflow — neither does the policy gate that approves it.
Initiate a payment
POST /v1/payments — book an outbound payment against a wallet, with limits, AML screening and approval routing applied before the ledger is touched.
Score a credit application
POST /v1/lending/applications/{id}/score — pull bureau and open-banking signals, run the configured model, return a decision and audit record.
Verify identity
POST /v1/onboarding/sessions — start a KYC/KYB session, run document verification, AML and PEP screens, return a structured risk packet.
Subscribe to events
POST /v1/webhooks — receive real-time events for account, payment, lending and case state changes; same envelope across channels and agents.
Endpoint paths are illustrative. Full reference and sandbox land with /developer-center.
Use cases
Build faster without re-platforming every time.
Launch a digital bank
Accounts, wallets, onboarding, lending and reporting on one modular backbone. Ship the customer-facing app on whatever stack your team prefers.
Add a lending revenue line
Eligibility, offers, loan accounts, disbursement and servicing connected to the existing customer relationship — without standing up a separate system.
Embed finance into partner journeys
Give partners scoped API access to banking capabilities. CoreFi remains the system of record; the partner experience stays in the partner brand.
Operate AI agents over your bank
The same APIs that power your apps power governed AI workflows — scoped per agent, per role, per workflow. How that works →
Ship channels and agents on one banking core.
We will walk you through the API surface, show the policy and audit layer on a real workflow, and map your existing channel and partner stack onto CoreFi.