You own the customer journey, the digital channel and an increasingly real digital P&L — but the platform behind them is still half legacy core, half integration tax. CoreFi is designed to support digital teams shipping new onboarding flows, account propositions and credit products on a real-time core, headless APIs and governed AI workflows — one journey at a time, on a digital calendar.
The Onboarding Agent prepares each case; identity, liveness, AML, documents, consent and risk all run as one flow; a reviewer clears the cases policy says need a human. One audit record per case, end to end.
CDOs and digital P&L owners we talk to are not short of ideas. They are short of a platform that can move at the speed of the digital roadmap — while keeping the core, the regulator and the cost line on side.
You can buy traffic. You cannot buy back a customer who dropped out at KYC because the funnel hand-stitched three legacy systems together.
CoreFi's Customer Onboarding module is designed to support straight-through KYC, KYB and AML with an Onboarding Agent that prepares the review packet, screens sanctions and PEPs, and routes high-risk cases to a human queue with full evidence attached.
Distribution-only models cap your margin at the partner's. Owning the credit decision and the servicing surface is where the digital P&L scales — if you can do it without standing up a new origination, servicing and collections stack.
CoreFi's Lending Automation is designed to support origination, decisioning, servicing, restructuring and collections as a single new product line that you can ship alongside whatever else you already run.
Your distribution increasingly lives in partner SaaS, marketplaces and B2B journeys. The banking layer has to plug in through scoped APIs without forking your stack.
CoreFi's Headless Banking APIs are designed to support partner-tenant boundaries, scoped tokens and a single audit record across direct and embedded traffic.
CoreFi consolidates the modules a digital P&L actually depends on — onboarding, real-time accounts, lending, headless APIs, white-label channels and an AI workflow control plane — into one governed platform.
KYC, KYB, AML, document and consent flows wired to the Onboarding Agent. Straight-through where policy allows; structured review packets where it does not.
Origination, decisioning, servicing, restructuring and collections on one platform. Designed to be added as a single new product line on an institution that already has a core.
The same governed APIs across your app, partner journeys and AI agents — scoped per role, per partner and per workflow.
Branded mobile and web journeys in your look and tone — not a generic vendor UI. Ship the customer-facing surface without forking the platform.
Onboarding, lending, treasury, compliance and customer-service agents wired into the core out of the box, each running under role permissions, policy gates and human-approval thresholds.
The real-time ledger, product engine and reporting layer underneath all of the above — standard double-entry model, no proprietary data formats.
CDOs we work with do not modernize the whole stack at once. They release journey-by-journey, on a digital cadence, while the legacy core remains the system of record for everything that has not migrated yet.
Pick the journey that is leaking customers or capping margin. CoreFi runs it end-to-end; the legacy core stays the system of record for everything else. First production customer in 8–14 weeks.
Digital-only customers, SME or a new geography on CoreFi while the legacy book stays where it is. First segment live in 16–24 weeks, on its own product cadence.
Headless APIs scoped per partner, with the audit and policy gates running on the same control plane as your direct customers. No fork in the stack, one record across direct and embedded traffic.
Short answers below; the sections above and the linked pages carry the detail. Anything not covered here is what the briefing call is for.
Yes. CoreFi runs the journey end-to-end and writes back to the legacy core, which stays the system of record for everything else. First production customer in 8 to 14 weeks for a single-journey scope.
No. White-label web and mobile journeys ship in your brand and tone; the platform underneath stays unforked. The channel options are documented in /white-label.
Partner traffic runs through the same headless APIs as your own channels: partner-tenant boundaries, scoped tokens and one audit record across direct and embedded traffic. The API surface is documented in /headless-banking.
Bring the journey you would ship next if the platform were not in the way — onboarding, an account proposition, an SME credit line, an embedded loan in a partner's checkout. We will tell you what it takes to put it into production on CoreFi and what the first 90 days look like.
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